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In Belize, Genius Checkout currently supports Heritage Bank through our Powertranz integration. Heritage Bank must approve your eCommerce merchant account and issue Powertranz or First Atlantic Commerce (FAC) credentials before you can connect it to Genius Checkout.
Eco-lodges, dive operators, guides, transport providers, consultants, and retailers should design the collection flow around confirmation, deposits, and refund policy.
Last reviewed: September 25, 2026.
Confirm the Heritage Bank product
Ask Heritage Bank whether the approved eCommerce profile is provisioned on Powertranz/FAC. Request Direct or HPP mode, separate test and live credentials, approved currencies, settlement, 3-D Secure, refunds, and support contacts.
HPP needs the exact PageSet and PageName. A business that needs later balances or repeat charges should ask whether Direct tokenization and merchant-initiated transactions are available. The Powertranz map relationship does not make every Heritage Bank digital product compatible with the same credentials.
Choose between automatic booking and confirmed payment requests
An eco-lodge with reliable room inventory may allow direct booking and payment. A private guide may first confirm weather, transport, group size, or park access and then send a link. A retailer may need a cart with shipping. A consultant may collect against an invoice.
Genius Checkout supports each path:
- WooCommerce or Ecwid for public catalogues.
- HighLevel for lead and service workflows.
- Payment links and QR codes for confirmed bookings, invoices, and social sales.
- A custom API integration for an established reservation system.
Do not let the payment form become a second availability system.
Make BZD and USD unambiguous
Belize's currency context includes BZD, while many visitor-facing prices are quoted in USD. Confirm which codes Heritage Bank has enabled and how settlement works. Display BZD or USD on the offer, checkout, receipt, and refund. A bare dollar sign can lead to disputes.
Pick the Powertranz mode from the approved workflow
Use Direct for an integrated Genius Checkout card experience or approved provider tokens. Use HPP when the account is configured for card entry on the Powertranz-hosted page. If a sale starts inside an embedded tool, HPP should launch at the top browser level.
In both modes, the server should verify payment. A buyer returning to a “success” URL is not enough.
Test for travel disruptions
Run a successful deposit, decline, 3-D Secure challenge, cancellation, Back navigation, retry, duplicate callback, and refund. Simulate a buyer losing connectivity after approval. Confirm the reservation can still be updated from the verified transaction.
If split or partial capture is enabled, authorize the full amount, capture the deposit, then capture the remaining authorized balance later. Otherwise, collect the balance through a new payment request or an approved tokenized charge with a new order ID.
Frequently asked questions
Can a Belize business receive a booking deposit by WhatsApp?
Yes. Send a secure Genius Checkout link. Keep card data out of WhatsApp and include a clear booking reference.
Can I charge in both BZD and USD?
Only if Heritage Bank enables both for the merchant profile. Test and reconcile them separately.
Can the same gateway work on my website and at a QR code?
Yes. Both can use the central Genius Checkout configuration while producing separate orders and transaction records.
See the Powertranz checkout experience
This is a real Genius Checkout Test Store checkout with Powertranz Direct as the only enabled payment gateway. The amount and currency are illustrative; the merchant's bank agreement determines which currencies can be processed and settled.
Sources and next step
- Powertranz merchant locations
- Powertranz Hosted Payment Page
- Genius Checkout Powertranz overview
- Payment links and QR codes
- Powertranz configuration guide
Create a Genius Checkout account or book a setup review once Heritage Bank has issued the compatible gateway details.